Custom Annuity Policy Review

Like your variable annuity, every financial asset you have…

  • Had a purpose
  • Fulfilled a need
  • Seemed like the right option … at that time

Since change is a part of life, it’s a good idea to revisit your variable annuity in the context of your current needs and situation. Does your variable annuity still fit with your strategy? You may find that it’s time to make some changes to help keep you on the right path to your retirement.


Disclosure: Variable annuities are designed to be long-term investments and can involve charges such as administrative fees, annual contract fees, rider fees, mortality & risk expense charges and surrender charges. Fixed indexed annuities are designed to be long-term insurance products primarily designed for retirement income. Early withdrawals from an annuity may be subject to surrender charges and can impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuities are not guaranteed by FDIC or any other governmental agency and are not deposits or other obligations of, or guaranteed or endorsed by any bank or savings association. When considering replacing or transferring out of an annuity it’s important to understand what costs may be incurred such as surrender charges and the loss of death and/or income benefits. The information provided is not a recommendation to buy, sell, or exchange, or replace any financial product, and it is recommended that you consult a financial professional before taking such action.