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Patrick ‘Jay’ Guerin offers Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), a SEC Registered Investment Advisor. Gradient Advisors LLC and its advisors do not render tax, legal, or accounting advice. 45 North Wealth Group, LLC is not a registered investment advisor and is not an affiliate of Gradient Advisors, LLC. Insurance products and services are offered through Patrick ‘Jay’ Guerin, independent agent. 45 North Wealth Group, LLC, Patrick ‘Jay’ Guerin and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency. All written content on this site is for information purposes only. Opinions expressed herein are solely those of Patrick ‘Jay’ Guerin, and our editorial staff. The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell Investment Advisory Services to any residents of any State other than the State(s) Patrick ‘Jay’ Guerin, is registered or where otherwise legally permitted. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours.

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